Lend Hypovest
A Swiss-ISIN tracker certificate on a diversified pool of Swiss mortgage-backed loan claims. Open-ended, CHF-denominated, fully collateralised, best-effort redemption.
Historical performance
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | YTD |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.33% | +0.39% | +0.39% | +0.42% | +0.56% | +0.45% | - | - | - | - | - | - | +2.57% |
| 2025 | +0.36% | +0.37% | +0.46% | +0.42% | +0.41% | +0.40% | +0.40% | +0.41% | +0.32% | +0.34% | +0.42% | +0.53% | +4.93% |
| 2024 | - | - | - | - | - | - | −0.05% | +0.18% | +0.42% | +0.37% | +0.19% | +0.33% | - |
As of 30 Jun 2026. Past performance is not an indicator of future results.
Investment strategy · Rule-based
Provide rule-based exposure to Swiss subordinated mortgage loan claims
Lend Hypovest provides exposure to a diversified pool of Swiss mortgage-backed loan claims, sourced and serviced by Switzerlend AG. Selection is strictly rule-based: Switzerlend ratings A+, A, B, or C; maturity up to 5 years; loan-to-value up to 80%; maximum 20% to any single borrower; maximum 20% to any ultimate controlling entity.
- Total return structure with reinvestment in NAV; no distributions. No leverage, no derivatives.
- Targeted minimum cash allocation of 5% of AuM is maintained to facilitate redemptions and ongoing operations.
Security and investor protection
Loan claims are assigned to Helveteq AG and held as Product collateral; the underlying Swiss mortgage certificates are held on a fiduciary basis by Switzerlend AG for the benefit of the Product. The collateral is pledged in favour of an independent Security Agent for investors, with the pledge perfected through an Account Control Agreement under Swiss law (Art. 25 FISA). In an issuer default, the Security Agent may enforce the collateral in accordance with the transaction documents. Collateralisation mitigates issuer credit risk but does not eliminate it. The product offers no capital protection. Enforcement and recoveries may take time and amounts recovered may be lower than the outstanding investment.
About the strategy originator
Switzerlend AG · Zurich, Switzerland
Switzerlend AG operates Lend.ch, a Swiss platform for online residential and commercial real estate lending. The firm originates and services the underlying loan claims for Lend Hypovest, applying its proprietary credit scoring and rule-based lending criteria. Switzerlend acts as Originator and Loan Servicer.
KEY DATA
5,000 Securities (with reopening clause)
Total Amount: CHF 50,000,000.Documentation
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Investor protection
- Fully collateralised tracker certificate
- Collateral pledged in favour of investors
- Independent Security Agent
- Pledge perfected through Account Control Agreement
- Issuer credit risk mitigated but not eliminated
Regulatory framework
- Base Prospectus approved by SIX Exchange Regulation Ltd., Reviewing Body within the meaning of FinSA
- Annual independent audit; financial statements prepared under IFRS standards
- Not a collective investment scheme under CISA
- Issuer not subject to FINMA supervision
Transparency
- Issued from Helveteq AG balance sheet
- Collateral held in segregated accounts for the benefit of investors
- Total return structure with reinvestment in NAV; no distributions
- Fully Swiss setup, issuer and instruments